Payments Attorney - Vice President, Assistant General Counsel

JPMorgan Chase is a leader in providing consumers and small businesses with innovative payment experiences and solutions. You can play a significant part in these JPMorgan Chase initiatives by providing first-class legal support to our payments product and strategy teams. 

As a Payments Attorney - Vice President, Assistant General Counsel on our Consumer and Community Banking (CCB) Payments Legal Team, you will help our internal businesses and CCB customers by providing legal support on a broad range of payments products and services. You will be a member of a high-performing, congenial, and supportive team that provides legal advice to the CCB business teams aligned with providing innovative payment experiences and platforms, including digital wallets, card tokenization and provisioning, and bank account services.  You also will be part of a team that provides legal advice related to the bank’s overall payments strategy, advocacy and industry consortia engagement.  As a Payments Attorney, you will focus on providing legal coverage for CCB’s innovative payments experiences and platforms and related product roadmap and strategy, and the laws, regulations and the participant bank’s rights and obligations in the various payment networks.  These areas are significant priorities for the Firm and provide a rapidly developing field within which to practice.

The Legal Department at JPMorgan Chase & Co. manages legal and other risks, advises on products and services, interprets laws and regulations that impact the firm, advocates for rules changes and advises the Firm on other matters.  Our global team is made up of approximately 2,000 lawyers and legal professionals with a reputation as thought leaders in the industry who deliver best-in-class services and help drive innovation. As trusted advisors, we help the Firm’s clients while also safeguarding the integrity of the Firm.  We are committed to a culture of inclusivity and belonging, where people can grow and succeed throughout their careers while working for a first-in-class financial institution doing cutting-edge work. If these values resonate with you, we would like to hear from you.

Job Responsibilities:

• Provide commercially pragmatic and trusted legal advice on the reasonableness and/or viability of innovative payments products and services, including digital wallets, card provisioning and tokenization, and e-commerce payments and develop subject matter expertise on the applicable  laws, regulations and payment network rules
• Issue-spot, research, appropriately escalate, and help to resolve risks and concerns related to payments products and initiatives and applicable laws and regulations, including EFTA, Regulation Z, UDAAP/UDAP, and GLBA 
• Interact with and provide support to senior business clients, other legal teams, and control partners on legal issues, new business initiatives, regulatory items and product roadmap and strategy
• Collaborate with other control partners to ensure appropriate awareness, escalation and resolution of issues
• Participate in legal department and/or cross line of business initiatives and projects, including fostering awareness of emerging payments issues across CCB and CIB Legal
• Participate as the team representative in certain committees, programs and forums, and ensure other team members are aware of relevant issues 
• Contribute to the strong culture, collaboration, and cohesiveness of the Payments legal team

Required qualifications, capabilities, and skills:

• Must be licensed to practice law and a member in good standing in the state in which the position is based or otherwise be in or gain compliance with the in-house counsel registration of that state
• At least five years of legal experience in a law firm or in-house legal department
• Excellent verbal and written communication skills
• A natural ability and inclination to think and act collaboratively and as a strong team player
• The flexibility, perseverance and patience necessary to work through ambiguity and see a matter to completion 
• Excellent analytical, problem-solving, and decision-making skills, combined with effective time management
• The ability to foster and maintain strong relationships with business partners of all levels, other lawyers, control partners, and external stakeholders 
• An ability to bring to bear different perspectives to achieve the best outcome for the Firm, while also being able to comfortably work in a fast-paced, constantly changing environment

Preferred qualifications, capabilities, and skills:

• Prior experience with or interest in payments and/or technology matters
• Familiarity with regulatory advocacy, network rules (e.g., Visa, Mastercard, ACH, RTP, EWS, Federal Reserve), and antitrust considerations are a plus, although not necessary
• A good sense of humor 

All candidates for roles in the Legal department must be licensed to practice law in the country of employment and successfully complete a conflicts of interest clearance review prior to commencement of employment.